Corey Eschweiler: What Is Subrogation in Car Insurance?
After a car accident, you may wonder how your insurance policy applies and how you can recover damages. One of the terms you’re likely to come across is “ subrogation .” In this blog post, the Las Vegas car accident lawyers at ER Injury Attorneys will explain what subrogation is, how it works, and how it may affect your car insurance claim. What Is Subrogation in the Context of Auto Insurance? Subrogation is a legal term that refers to the right of one party to pursue a claim or recovery on behalf of another party. In car insurance, subrogation is applied when your insurance company has paid for damages caused by a negligent or reckless driver and then seeks reimbursement from that driver’s insurance company. How Does It Work? The following is how subrogation works in the case of a car accident: You File a Claim : You file a claim with your own insurance company in the event of an accident for damages to your vehicle, medical expenses, and other losses. Your